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If you choose a fixed rate mortgage your monthly repayments will not change
for the period of the fixed rate mortgage regardless of the interest rate in the
market place. This may be important if you have a limited budget as you are protected
from rising interest rates. If the variable rate falls below the fixed rate level
your repayments will not fall and at the end of the fixed rate period your fixed
rate mortgage will usually be converted to a variable rate.
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